Privacy Policy
Effective Date: [07/23/2025]
Website: https://www.justinprotectsmn.com/privacy-policy
The Justin Higgins Insurance Agency we are committed to protecting your privacy. This Privacy
Policy explains how we collect, use, and share your personal information and applies to all
visitors, users, and others who access our services (“you”).

1. What Personal Information We Collect
   We may collect the following types of personal information:
   ● Contact Information: Name, email address, phone number, mailing address
   ● Account Information: Username, password, and other registration details
   ● Device Information: IP address, browser type, operating system
   ● Usage Data: Pages visited, time spent on the site, referring websites
   ● SMS Information: Your consent to receive SMS messages and the phone number
   provided
2. How We Use Personal Information
   We use your information for purposes such as:
   ● To provide, operate, and maintain our services
   ● To communicate with you, including sending updates, offers, or transactional messages
   ● To improve our website and personalize your experience
   ● To comply with legal obligations
   ● To send SMS messages only to users who have explicitly consented
3. Who We Share Personal Information With
   We may share your information with:
   ● Service providers who help us operate our website or services (e.g., email/SMS
   platforms, web hosting)
   ● Legal authorities when required to comply with laws or legal processes
   ● Business transfers, in the event of a merger, acquisition, or asset sale

SMS consent is not shared with third parties or affiliates.

4. Your Privacy Choices
   You have the right to:
   ● Access or request a copy of your personal data
   ● Correct inaccuracies in your personal data
   ● Withdraw your consent at any time, including opting out of marketing communications
   and SMS messages

To opt out of SMS messages, reply “STOP” at any time or contact us directly.

5. How We Protect Your Information
   We implement reasonable physical, administrative, and technical safeguards to protect your
   personal information from unauthorized access, use, or disclosure.
6. Links to Other Websites
   Our website may contain links to third-party websites. We are not responsible for the privacy
   practices or content of such websites.
7. Children’s Privacy
   We do not knowingly collect or solicit personal information from anyone under the age of 13. If
   we learn that we have collected information from a child under 13, we will delete it promptly.
8. Changes to This Privacy Policy
   We may update this policy from time to time. We will notify you of significant changes by
   updating the date at the top of this policy and, when appropriate, providing additional notice.
9. Contact Us
   If you have any questions about this Privacy Policy, please contact us at:
   The Justin Higgins Agency
   Email: Jhiggins4@farmersagent.com
   Phone: 612-421-3172
   Address:13786 Frontier Court Suite 110, Burnsville MN, 55337
   Website:https://www.justinprotectsmn.com/privacy-policy